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Uday Kotak quotes

I have got nothing against family companies, but there must be real equity, that is all I say. It cannot be based on influence or political friendships. It has to be based on real equity backing their dreams.

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I keep wondering at night, 'Will I have a bank the next morning, or will some technology company be doing banking without needing a bank?'

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I grew up in a joint family of 60 people with one kitchen. So I am a firm believer in the family concept.

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Our view is that younger customers love our digital offering, our mobile banking applications and so on. Older customers expect relationship managers and want much more personal attention in terms of their needs.

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Technology is an enabler; you have to be at the cutting edge of technology - there is no choice.

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